RV & Motorhome Insurance
Coverage for motorhomes and RVs, from summer trips out west to seasonal sites closer to home.
A motorhome is part vehicle, part home, and a standard auto policy is not built for either half of that job. Todd writes RV coverage that handles the driving risks, liability, collision, and comprehensive, along with the living risks: your personal belongings on board, attached equipment like awnings, and coverage while the rig is parked at a seasonal site. Minnesota RV life has its own calendar, heavy summer use and long winter storage, and your policy should reflect both. Todd matches carriers to how you actually use the rig, whether that is two big trips a year or every weekend from May to October.
What Todd looks at
- Liability, collision, and comprehensive
- Personal belongings and attached equipment
- Coverage at seasonal and campground sites
- Storage-season options
Not sure what you are carrying today? Send Todd your current declarations page and he will read it back to you in plain language.
Call (612) 500-5215Where Todd writes rv & motorhome insurance
Todd writes rv & motorhome insurance across the northwest Twin Cities metro.
Questions Todd gets asked.
Does my auto policy cover my motorhome?
No. A motorhome needs its own policy with coverages a car policy does not carry, like personal effects, awning and equipment coverage, and campsite liability. Todd will walk through how you use the rig and build the policy around it.
Can I reduce coverage during winter storage?
Many carriers offer storage options that suspend driving-related coverages while keeping comprehensive protection against theft, fire, and weather. Todd sets the calendar with you so the rig is fully covered the day it rolls out in spring.
Other coverage Todd writes.
Homeowners Insurance
Homeowners coverage built for Minnesota weather: hail, straight-line wind, winter storms, ice dams, and frozen pipes.
Learn morePersonal Auto Insurance
Auto coverage for real Minnesota driving: deer on the county roads, ice on the freeway, and hail in the driveway.
Learn moreCommercial Auto Insurance
Coverage for the trucks, vans, and pickups that do the work: contractors, trades, and service businesses across the metro.
Learn moreBusiness Owners Policy (BOP)
Property, liability, and business income bundled into one policy sized for Minnesota small businesses.
Learn more