Client reviews

“A hailstorm went through our neighborhood and I had no idea how our wind and hail deductible worked. Todd walked me through the policy line by line before we filed anything. First agent who ever explained it in plain English.”

“We hit a deer on County Road 37 in November. One call to Todd, he told us exactly what was covered and what to do next. No phone tree, no case number runaround, just Todd.”

“I run a small drywall crew and my old policy had my guys classified wrong. Todd caught it at our first review, fixed the class codes, and got the audit squared away. He actually understands how a trades business runs.”

“Our service vans were still sitting on a personal-lines mindset when we started growing. Todd moved us to a proper commercial auto setup and handled the certificates our general contractor required. Painless.”

“Todd put our shop's property, liability, and business income into one BOP and explained what each piece does. When you are the owner and the bookkeeper and the janitor, having one person to call matters.”

“We keep a pontoon on Buffalo Lake and a fish house rig for winter. Todd covered the boat, the trailer, and the storage months, and set up the layup right so we are not overpaying while it sits shrink-wrapped.”

“After our second kid started driving, Todd suggested an umbrella policy and showed us exactly how it stacked over our home and auto. Nobody had ever bothered to explain that before. Easy decision once we saw it laid out.”

“Our camper spends the summer at a seasonal site up north. Todd found coverage that treats it like the parked cabin it really is, hail and all, instead of pretending it is on the road every weekend.”