About Todd VanMoer
Independent property and casualty insurance, Minnesota only
One agent, one direct line.
Save More With Todd VanMoer LLC is an independent Minnesota insurance agency. That means Todd is not tied to one carrier. He shops multiple carriers and builds coverage around what you actually own and how you actually live, then explains it in plain language.
When you call, you talk to Todd. No phone tree, no handoff to a call center, no starting over with a stranger at renewal. Personal lines, small business, and the toys in the garage all live under one roof, with one person who knows the whole picture.
How Todd works
- Independent by design. Multiple carriers compete for your coverage, and Todd recommends the fit, not the quota.
- Plain language. You see what is covered, what is not, and what your deductibles mean before you sign anything.
- Minnesota only. Hail, wind, winter, lakes, and cabins are the risks Todd quotes every week.
- Small business friendly. Todd runs a small operation himself and works with owners who wear every hat.
Todd VanMoer
Off the clock.
The person on the other end of the line.
Why work with Todd.
MN Licensed
Licensed in Minnesota, focused on Minnesota. The northwest Twin Cities metro is the territory, not an afterthought.
Independent agency
No captive carrier limitations. Todd compares options from multiple carriers and shows you the tradeoffs.
A direct line
Call (612) 500-5215 and reach the person who actually manages your policies.