Client Reviews

“After the June hailstorm went through Wright County, Todd walked us through the wind and hail deductible on our policy before we filed anything. No runaround, just clear answers about what to expect.”

“I run two work trucks and could never get a straight answer from our old agency's 800 number. Todd picked up on the second ring, rewrote our commercial auto, and had certificates to our GC the same week.”

“Hit a deer on Highway 55 coming home from work. One call to Todd and I knew exactly how the claim would go and what it meant for my rates. That is worth a lot.”

“We bought our first camper this spring and had no idea what it needed for coverage at the seasonal site. Todd asked where it sits, what is in it, and had it sorted in one phone call.”

“As a shop owner, I wanted someone who understands small business, not a sales script. Todd put together a BOP and workers comp that fit our payroll, and he explained the audit process so it was not a surprise.”

“Our pontoon and fishing boat were on some old policy nobody had looked at in years. Todd reviewed everything, found a gap in the equipment coverage, and moved us to a better fit without any pressure.”

“Teen driver plus a house plus a boat made me nervous about liability. Todd suggested an umbrella policy, showed me what it cost, and coordinated it with everything else. Simple and honest.”

“Two snowmobiles and a side-by-side, and I always assumed the homeowners policy had them covered. It did not. Todd fixed that in about twenty minutes and I ride the trails with a clear head now.”